New home loan fixed rates

3 year fixed rates from

2.19%pa
Fixed rate
2.53%pa
Comparison rate*

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Macquarie Home loans

New fixed rates

1 Year

Fixed rate

2.19%pa

Comparison rate*

2.60%pa

2 Year

Fixed rate

2.19%pa

Comparison rate*

2.56%pa

3 Year

Fixed rate

2.19%pa

Comparison rate*

2.53%pa
All fixed rates
Fixed rates^Owner Occupied Fixed rateOwner Occupied Fixed Comparison rate*Investment Fixed rateInvestment Fixed Comparison rate*
     
Fixed rates
1 year fixed rate°
Owner Occupied Fixed rate
2.19% pa
Owner Occupied Fixed Comparison rate*
2.60% pa
Investment Fixed rate
2.49% pa
Investment Fixed Comparison rate*
2.85% pa
Fixed rates
2 year fixed rate°
Owner Occupied Fixed rate
2.19% pa
Owner Occupied Fixed Comparison rate*
2.56% pa
Investment Fixed rate
2.49% pa
Investment Fixed Comparison rate*
2.82% pa
Fixed rates
3 year fixed rate°
Owner Occupied Fixed rate
2.19% pa
Owner Occupied Fixed Comparison rate*
2.53% pa
Investment Fixed rate
2.49% pa
Investment Fixed Comparison rate*
2.79% pa
Fixed rates
4 year fixed rate°
Owner Occupied Fixed rate
2.74% pa
Owner Occupied Fixed Comparison rate*
2.67% pa
Investment Fixed rate
2.94% pa
Investment Fixed Comparison rate*
2.91% pa
Fixed rates
5 year fixed rate°
Owner Occupied Fixed rate
2.74% pa
Owner Occupied Fixed Comparison rate*
2.68% pa
Investment Fixed rate
2.94% pa
Investment Fixed Comparison rate*
2.91% pa

Information and interest rates are current as at 8 September 2020 and are subject to change.

^ Rate applies for new loans when you borrow up to 70% of the property value with a principal and interest repayment fixed rate basic home loan.

The Macquarie Difference

Tap into all the benefits of your Macquarie Basic Home Loan

Great home loans

  • No application or account management fees.
  • Fee free redraw from your loan using online banking.
  • Opt in to receive Qantas Points on your home loan (different rates may apply)1.

Flexible ways to repay

  • Create up to six loan accounts with different rate and repayment types.
  • Digitally manage every aspect of your money, from tracking your spending to creating monthly budgets.
  • Create smart budgets for anything in just a few clicks, then see how you're tracking at a glance and over time.

Better everyday banking

  • Open a Macquarie Transaction Account alongside your home loan to enjoy a no-fee everyday account. There's no minimum monthly deposit and we don’t charge transaction fees.
  • Get free access to any rediATM in Australia and enjoy a refund on fees incurred at all other ATMs in Australia.