A home loan built on value

Our basic home loan rates

2.89%pa
Variable rate
2.89%pa
Comparison rate*

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Rates and fees

Complete transparency

Rates starting from


Owner occupier

2.89%pa
Variable rate
2.89%pa
Comparison rate*

Investor

3.19%pa
Variable rate
3.19%pa
Comparison rate*

Establishment fee

$0

Monthly fee

$0

Annual fee

$0

Other fees may apply.

Macquarie Basic Home Loan

A home loan built on value
Ideal for first-home buyers, refinancers or investors

$0 redraw

When you redraw from your loan using online banking.

Up to 6 loan accounts

Create up to six loan accounts with different rate and repayment types.

Credit cards

Waived annual fee for credit cards for the first year.

Digital tools to help you save smarter

Manage every aspect of your money, from tracking your spending to creating monthly budgets.

Earn Qantas Points1

Opt in to receive Qantas Points (different rates may apply)

Points calculator

The Macquarie Difference

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Flexible home loan options

Looking for features like fixed rates or offset accounts?

Macquarie Marketplace

Speak to a home loan specialist

If you'd like more information about our home loans, we're here to help.